Zakat Calculator
About the Zakat Calculator
Calculate the zakat due on your wealth — cash, gold, silver, savings, and business assets — at the standard rate of 2.5%. The calculator helps you total your zakatable assets, subtract deductible liabilities, and check whether you exceed the nisab threshold. Zakat is one of the five pillars of Islam, payable once a lunar year on wealth held above the nisab. This tool keeps every figure on your device — nothing is uploaded.
This tool works in your browser: the files and text you use are processed on your device and are not uploaded.
How to use it
- Open the Zakat tab.
- Enter your cash and savings, the value of the gold and silver you hold, and any short-term debts.
- Read your net assets, the gold nisab it is compared with and the zakat due at 2.5%.
Frequently asked questions
What is nisab and how is it determined?
Nisab is the minimum wealth at which zakat becomes obligatory, defined as the value of 87.48 grams of gold or 612.36 grams of silver. Many scholars recommend using the (lower) silver value so that more wealth qualifies for charity — check current gold/silver prices for the up-to-date threshold.
Which assets are zakatable?
Cash in hand and bank accounts, gold and silver, business inventory and receivables, shares and investment funds, and money lent to others that you expect back. Your primary home, car, and personal belongings are not zakatable.
Can I deduct debts before calculating zakat?
Immediate debts due within the year (bills, short-term loans, instalments currently payable) are generally deductible from your zakatable total. Long-term debt treatment varies by school of thought — consult a scholar for your situation.
When exactly is zakat due?
One full lunar (hijri) year after your wealth first reached nisab, and every lunar year thereafter on the same date. Many people fix their zakat date in Ramadan for the added reward, which is permissible as long as zakat is not delayed past its due date.
This tool is an aid to calculation only. Rulings on zakat can vary by school of thought and personal circumstances — consult a qualified scholar for religious guidance.